The Consumer
Cowboy Protecting the Little Guy from Big Bullies.

Defending Against Corporate Wrongs,
Collector Abuse & Financial Fraud — in Florida and Texas.

About us

Meet the Man Behind the Hat, Fighting for Justice, One Case at a Time.

Robert Gindel isn’t just another attorney. He’s a battle-tested courtroom brawler trained at the prestigious Gerry Spence Trial Lawyers College, who’s spent over two decades fighting for the little guy in Florida — and now, Texas.

Robert has become a relentless consumer champion, suing banks, credit bureaus, collectors, and yes — even the lawyers who represent them.

If they treat his clients unfairly, He fights. He fights and He fights again.

Justice for You

End the Abuse. The Cowboy Way.

Stop Debt Collection Harassment in Its Tracks

Many people don’t realize it, but even if you owe a debt, collectors cannot harass you. If they do? You may be entitled to $1,000 or more, just for standing up.

The Consumer Cowboy Law Firm doesn’t just stop the abuse — We make them pay under the federal Fair Debt Collection Practices Act (FDCPA), the Florida Consumer Collection Practices Act (FCCPA), and the Texas Debt Collection Act (TDCA).

“When you ride with us, the calls stop. That’s the law.”

Examples of illegal debt collection:
  • Repeated calls
  • Contacting your friends or employer
  • Ignoring your requests to stop
  • Demanding more than you owe
  • Calling before 8am or after 9pm
  • Calling before 8am or after 9pm

The Real Legal Cowboys

We Don’t Just Fight Collectors. We Sue Their Lawyers — And Governments, Too.

We don’t flinch. Not at banks. Not at collectors. Not at their lawyers.
Not even at the Government.

We’ve sued debt collection law firms. And we’ve gone toe-to-toe with counties and government agencies when they crossed the line. We’ve also taken shady contractors to court for fraud, overbilling, and broken promises.

Corruption. Abuse of power. Wrongful enforcement. Ghost work. Lies.

We don’t care who’s behind it — if they take your money and break the law, we make them answer.

Whether it’s FDCPA, FCCPA, TDCA, or another federal or state law — we bring the fight. No fear. No fluff. Just firepower. You don’t need a big law firm. You need a cowboy who knows the courtroom. Backed by our sister firm, The Debt Law Firm.

Standing Up Against Abuse

What We Fight

Want to know what to do if you’re sued? Curious how to stop collector calls, fix your credit, or fight medical fraud? Robert Gindel a.k.a. The Consumer Cowboy breaks it all down on video — no fluff, just facts.

Debt Collection Abuse

Harassment, false lawsuits

Medical Billing Fraud

Phantom charges, insurance manipulation

Auto Dealer Fraud

Auto dealer misconduct, odometer rollbacks, lemon law cases

Bank and Overdraft Abuse

Fee traps, unauthorized charges, identity theft

Credit Reporting Errors

False delinquencies, inaccurate reporting, ID theft

Predatory Lending

Payday loans, illegal garnishment, hidden terms

Foreclosure Abuse

Dual tracking, misapplied payments

Government and County Abuse

Unlawful code enforcement, wrongful fines, corrupt contracting

Construction Contract Fraud

Inflated estimates, ghost work, unlicensed contractors, payment disputes

Real Talk with the Cowboy

Cowboy on Camera - Debt, Credit and Justice Explained

Want to know what to do if you’re sued? Curious how to stop collector calls, fix your credit, or fight medical fraud? Robert Gindel a.k.a. The Consumer Cowboy breaks it all down on video — no fluff, just facts.

Scammed. Harassed. Overbilled? Call the Cowboy Watch how justice gets done — only on Cowboy TV

What to Do If You're Sued for a Credit Card

Let’s Talk

Contact the Cowboy

Let’s Talk. Whether through The Consumer Cowboy or our sister firm, The DebtLaw Firm — I’ll handle the rest.

Same-day callback. Real answers. Real protection.

Schedule Your Appointment

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